WHY I AM A MEMBER

“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”

Jenny Hooch

BGA Member

BECOME A MEMBER

FROM ONLY £22.50

PER
YEAR
Horse racing groom with British Grooms Association

racing & stud grooms insurance

WORK IN RACING OR A STUD?

Designed specifically for grooms that work in racing yards or studs, these memberships means you will have appropriate personal accident cover in place should you sustain an injury whilst at work.

The membership options cover you for everything you do in line with your work in a racing yard or stud, including gallop exercising, race day travel, covering and foaling. **not riding in a race

Membership options include varying levels of KBIS personal accident insurance, and include: 

View all BGA Membership Benefits »

 

 

IS THIS FOR ME? British Grooms Association member with racing youngstock

If you work in a racing yard as a non registered member of stable staff, or in a Thoroughbred stud you will not be covered by the Racing Industry Benefits Scheme (RIABS). So you should consider what would happen financially if you had an accident at work. 

If you are a self-employed freelancer, you will certainly not be eligible for Statutory Sick Pay and so really should invest in protecting your income. 

The British Grooms Association offers suitable and affordable insurance for you via its membership. 

If you are employed or a freelancer and work in racing, point to pointing or in a stud, this is for you!

We also offer Travel Insurance at discounted rates for those wishing to work or ride abroad. Check out our travel insurance now.

 

CHOOSE THE MEMBERSHIP THAT IS RIGHT FOR YOU:

Silver

Our most popular level of cover. includes a weekly income should you be unable to work.

  • All the benefits of Standard membership
  • Covers up to £15,000
  • Total Temporary Disablement up to £250 per week
  • Hospital benefit
  • Emergency dental expenses
MORE INFO

Buy now for
£131.03 per year or
£11.79 per month

Platinum

Our highest level of cover available, with maximum benefits and a increased weekly income for higher earning grooms.

  • All the benefits of Standard membership
  • Covers up to £20,000
  • Total Temporary Disablement up to £350 per week
  • Hospital benefit
  • Emergency dental expenses
MORE INFO

Buy now for
£189.73 per year or
£17.08 per month

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES
 

Your item has been added to the basket

You need to create an account, or login before you can add this item to your basket.