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Freelance Groom Liability Insurance

BGA Travel Insurance

International Competition Grooms Group

WHY I AM A MEMBER

“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”

Jenny Hooch

BGA Member

BECOME A MEMBER

FROM ONLY £22.50

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OUR RESEARCH

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For the British Grooms Association to be effective in its work, it is important for us to run surveys to discover what is actually happening in the industry.

If you have a subject matter that you think should be researched, please contact us

	International competition grooms March 2020	View the results
	CORONAVIRUS - THE IMPACT May 2020	View the results
	TRAINING IN THE WORKPLACE & Working Pupils March 2019	View the results
	What I am paid March 2019	View the results
	The trends of Freelancers & False Self employment January 2019	View the results
	Why grooms leave the equestrian industry. September 2018	View the results
	Mental wellbeing in the equestrian industry October 2017	View the results
	What is happening in the equestrian industry (grooms & employers) October 2014	View the results

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What the personal accident policy covers you for:

Whilst at work
All stable duties – mucking out, grooming, washing off, turning out
Clipping
Riding – including hacking and jumping
Hunting
Lunging
Breaking in
Holding horse for a vet and other procedures
Travelling horses both in the UK and abroad
Competing in line with your job including: jumping, dressage, eventing
Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

Riding in a race, point to point or team chase
Stunt Riding
Accidents occurring whilst travelling to and from work
Riding and competing your own horse (but you can upgrade when applying for membership to include this)
Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

	GROOM	RIDER	EMPLOYER
When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.	YES	NO	NO
Predominantly ride horses for other people including schooling, exercising and competing.	NO	YES	YES
Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.	YES	NO	NO
Employ staff – have an employers liability policy in your name	NO	NO	YES
Buy and sell horses	NO	YES	YES