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The BGA meets Miss Black Equestrian

3rd October 2024

We spoke to Ashleigh, also known as Miss Black Equestrian about her experience in the horse world and how things can be improved to be more inclusive and diverse.

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My worst injury

30th September 2024

I snapped my leg in half 22 days before I was due to get married!

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A Day in the Life of - Showjumping Groom Chloe Burns

19th September 2024

Chloe Burns, groom to International Show-jumper, Louise Lovegrove, gave us an insight into her day. 

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Would you know what to do?

9th September 2024

Sponsors Medi-K explains how to deal with a potential heart attack.

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Betsy Smetham - Right Place, Right Time

30th August 2024

Betsy shares her excitement of being a Paris 2024 groom for Para rider Jessica McKenna and Davidoff 118

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BLOG ARCHIVE

 

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES