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A GROOMS LIFE BLOG

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What Christmas Means to Me...

23rd December 2019

BGA Ambassador Lucy Blain, also known for her cromwellandlucy blogs on what Christmas means to her.

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'Recruit and Retain' this was the aim of 2019. I award us a B+.

22nd December 2019

Executive Director, Lucy Katan's end of 2019 message is, "I award us a B+, (done ok, but still room for improvement!)."

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I still feel really upset about what happened

2nd December 2019

BGA member issues warning about the importance of looking after yourself

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My Brilliant Boss

21st November 2019

Dennis Hazenbroek on why it makes him more willing to go the extra mile...

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It happened to me...

7th November 2019

Out of the blue I found myself on my backside about 12 feet away from him...says BGA Membership Manager, Fi

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BLOG ARCHIVE

 
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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES