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A GROOMS LIFE BLOG

If we don't win the prize for the tidiest Nation I'm retiring!

29th July 2019

Liz Walsh's second blog with Team GB Juniors and Young Riders at the European Championships.

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Working with horses' means you will never earn any real money

25th July 2019

BGA’s Lucy Katan on the truth behind wages in the industry.

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Buongiorno dall'italia. Good Morning from Italy!

21st July 2019

BGA member and #supergroom Liz Walsh blogs on her way to the European Championships.

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Why I'm running to raise awareness for Grooms Minds

17th July 2019

BGA member Eileen Beach tells us why she is running a half marathon for Grooms Minds.

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My Life as a Knight

2nd July 2019

I love my job because I inspire history...

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BLOG ARCHIVE

 
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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES
 
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