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A GROOMS LIFE BLOG

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Elation and devastation

21st August 2019

Alan Davies: Today turned out to be one of the most testing days of my career as a groom

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GBR Dressage Team Lying in Silver Overnight

20th August 2019

BGA Ambassador Alan Davies blogs from the FEI European Championships about Grand Prix Day 1

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Team work is a massive part of Team GBR

19th August 2019

It's Trot Up Day. BGA Ambassador #supergroom Alan Davies in his second blog from the European Champs

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We have arrived at the Europeans

18th August 2019

BGA Ambassador #supergroom Alan Davies blogs from the European Champs

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The day we changed history

5th August 2019

For many, the changes may have gone unnoticed – but for us they are monumental…

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BLOG ARCHIVE

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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require_once additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES