Some functionality of the website is not currently available due to technical difficulties. We're working on fixing the issue.
A GROOMS LIFE BLOG

Go out there and make it happen

6th March 2019

We chatted to BGA member Kathryn Henderson about her likes, dislikes and dinner with Harry Styles...

READ ARTICLE
 
 

Why I love being an Apprentice

4th March 2019

Opportunities and homesickness - Katie Ruben chats about being an apprentice

READ ARTICLE
 
 

I wish I'd bothered to upgrade...

26th February 2019

Amanda got in touch as she wanted to share her story.

READ ARTICLE
 
 

Why we need to look at the racing industry

20th February 2019

Lucy Katan on why we need to look at the racing industry

READ ARTICLE
 
 

Being a Groom and a Working Mum

19th February 2019

Vet Nurse and BGA Ambassador Lucy Fletcher as she gives shares her thoughts on life as a working Mum.

READ ARTICLE
 
 
 

BLOG ARCHIVE

 
BACK TO Blog HOME
 
 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES