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A GROOMS LIFE BLOG

From Apprentice to Freelance Groom

5th February 2024

To celebrate #NationalApprenticeshipWeek we talked with Ellie Roe. 

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Helping horses be happy

2nd February 2024

BGA member and Freelance groom, Sian Hush, shares with us how she has used her formal education and years of experience to help horses find their happy place.

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Would you know what to do?

26th January 2024

Injuries are common around horses - Medi-K Training tells us how to deal with a kick to the abdomen.

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Educating for the future

22nd January 2024

For the equestrian industry to be viable it is crucial to educate the next generation – BGA Chief Executive Lucy, delivers a talk to British Equestrian’s Young Professionals Cohort.

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The link between exhaustion and poor mental health

15th January 2024

Feeling tired all the time? You may be suffering from exhaustion. We have gathered some information to help you spot the signs in good time, giving y the nest chance of making a swift recovery.

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BLOG ARCHIVE

 

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES