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Grooms Life Article Image

Horse and Hound Awards 2024 - Jess Errington

4th November 2024

We spoke to Jess about her nomination for the Horse and Hound Awards, 2024.

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Grooms Life Article Image

Horse and Hound Awards 2024 - Jackie Potts

29th October 2024

We spoke to Jackie about her nomination for the Horse and Hound Awards, 2024.

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Grooms Life Article Image

Meet Diane - one of our longest standing members, living in Florida

22nd October 2024

We caught up with Diane Bueckhanon who has been a BGA member since we began!

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The BGA meets Miss Black Equestrian

3rd October 2024

We spoke to Ashleigh, also known as Miss Black Equestrian about her experience in the horse world and how things can be improved to be more inclusive and diverse.

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My worst injury

30th September 2024

I snapped my leg in half 22 days before I was due to get married!

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BLOG ARCHIVE

 

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES