Facebook Tracking
Some functionality of the website is not currently available due to technical difficulties. We're working on fixing the issue.

Success in Court

14th November 2023
News Article Image

When working as a freelance groom have you had trouble obtaining payment for your services?

That’s exactly the problem Matthew had when he contacted the BGA for advice.

As Matthew had been a freelance groom for almost three years he had plenty of experience dealing with clients and running his business problem free, until he saw what he thought was the perfect advert for a self-employed groom.

BEWARE of self-employed adverts, never let anyone tell you that you are self-employed, while dictating the terms, hours and pay you receive, that is NOT self-employment. Make sure you understand the term 'False Self-Employment'.

 

False Self-Employment  is when you are told that you are self-employed, but in fact you are an employee! This has many repercussions, and is often a mechanism used to avoid purchasing Employer’s Liability Insurance. Find out about the three key employment status types.

 

After meeting the client Matthew agreed to provide his services on the basis of payment every two weeks.

Matthew is sharing his experience in the hope that this will help other freelance grooms who are being taken advtange of, his message is clear...

 

Freelance grooms provide a professional sevice and deserve to be treated correctly, if things aren't right, walk away and if you can take action - get advice from the BGA.

 

Matthew's Story

“At first everything went really well, but over time the payments started to get later and later, I was constantly chasing for my money, which I hated! The whole situation was incredibly stressful.

I called the BGA for guidance and was advised to notify my client that if they didn’t pay me, I would no longer be able to provide services and I would take legal action.

I don’t think my client took me seriously, I don’t think they thought I would walk away, and to be honest wasn’t sure if I could, I loved the horses – that’s why so many of us put up with the less than perfect situations isn’t it? Because of our passion for the horses we care for, I also didn’t want to let my mates down who worked on the same yard.

Even though I knew things weren’t right I would always arrive early and work way more hours than I should. My family kept telling me to take action, so I finally took the advice of the BGA and sent my client a message to say I would no longer be providing my services, due to lack of payment.

As part of my BGA membership I was able to speak with a solicitor and got all the information I needed to take my client to the Small Claims Court and later to the County Court because they still hadn’t paid me.

Everything was so easy and all online, which I was so grateful for, as I really didn’t want to see them face to face.

Thanks to the BGA, I was eventually paid for all my work.

I have since found out I wasn’t the first person they did this to, and I wasn’t the last either. It’s shocking that people think they can treat grooms like this.

I couldn’t have done it without the help of the BGA!

I was so stressed with the situation, but the BGA was so welcoming. I received the support and encouragement I needed to take the first steps, face up to the client and get the money that I was legally owed. The solicitors were also brilliant – I really wouldn’t have known what to do without them. Knowing I have the BGA behind me, to provide any needed guidance is a huge peace of mind for the future.

I consider the BGA essential!

I think whether you are employed or a freelance groom, you should join the BGA. To know there is someone who understands what a groom does, and all the regulations is so important. I think a groom’s role is often seen as casual employment and we aren’t always treated the way we should be. The BGA recognises us and knows we deserve better.”

 

Thank you to Matthew for taking the time to share his story.

We can help you with a similar situation, please don’t hesitate to get in touch.

The BGA is your organisation that supports, represents, and champions the career of all grooms. As a BGA member you will enjoy discounted insurance policies, education, and employment support. 

 

Need Insurance?

Did you know that our SILVER membership option will cover you in the event of Temporary Total Disablement for up to £250 per week if you are unable to work due to an accident at work.

Our Platinum member option provides Temporary Total Disablement for up to £350 per week

 

JOIN US

Be part of a community of grooms, just like you. 

If you would like to become a BGA member, have a look at our membership options, from as little as 49 pence per week. 

 

BGA MEMBERSHIP OPTIONS

 



BLOG ARCHIVE

 
BACK TO BLOG HOME
 
  

 

 
 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES