- Join Now
- Login
- Member Zone
- Your Career
- Freelancing
- International Grooms Association
- BGA Training
- Healthy Yard Healthy Horses
- Transporting horses
- Brexit
- Safe workplace
- Student Zone
- Member Discounts
- BG Magazine
- Member services
- My employment
- Am I employed correctly
- Grooms Minds
- Legal Helpline
- BGA guide to the National Minimum Wage
- Training & Careers
- BGA CV Creator
- Horse groom training
- Where to Train
- BGA E Learning
- Career choices
- Change to Racing
- First Aid training for grooms
- Parents
- Grooms Jobs
- Grooms Life
- About
- News
- Contact
- Membership Options
- Renew
- Membership benefits
- Freelance Groom Liability Insurance
- BGA Travel Insurance
- Racing and Stud Staff Insurance
- Why I need insurance
- Insurance FAQs
- Membership FAQs
- Meet our members
- International Grooms Association
WHY I AM A MEMBER
“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”
Jenny Hooch
BGA Member
- Your Career
- Freelancing
- BGA Training
- Healthy Yard Healthy Horses
- Transporting horses
- Brexit
- Safe workplace
- Student zone
- Member Discounts
- BG Magazine
- International Grooms Association
- BGA CV Creator
- Horse groom training
- Where to Train
- BGA E Learning
- Career choices
- Change to Racing
- First Aid training for grooms
- Parents
WATCH OUR VIDEO
It's Trot Up Day. BGA Ambassador #supergroom Alan Davies in his second blog from the European Champs BGA Ambassador #supergroom Alan Davies blogs from the European Champs For many, the changes may have gone unnoticed – but for us they are monumental… Liz Walsh's second blog with Team GB Juniors and Young Riders at the European Championships. BGA’s Lucy Katan on the truth behind wages in the industry.
Team work is a massive part of Team GBR
READ ARTICLE
We have arrived at the Europeans
READ ARTICLE
The day we changed history
READ ARTICLE
If we don't win the prize for the tidiest Nation I'm retiring!
READ ARTICLE
Working with horses' means you will never earn any real money
READ ARTICLE
BLOG ARCHIVE
- 2025 (1 ENTRIES)
- 2024 (52 ENTRIES)
- 2023 (62 ENTRIES)
- 2022 (35 ENTRIES)
- 2021 (24 ENTRIES)
- 2020 (19 ENTRIES)
- 2019 (45 ENTRIES)
- 2018 (36 ENTRIES)
- 2017 (7 ENTRIES)
What the personal accident policy covers you for:
- Whilst at work
- All stable duties – mucking out, grooming, washing off, turning out
- Clipping
- Riding – including hacking and jumping
- Hunting
- Lunging
- Breaking in
- Holding horse for a vet and other procedures
- Travelling horses both in the UK and abroad
- Competing in line with your job including: jumping, dressage, eventing
- Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor
What the personal accident policy doesn’t cover you for:
- Riding in a race, point to point or team chase
- Stunt Riding
- Accidents occurring whilst travelling to and from work
- Riding and competing your own horse (but you can upgrade when applying for membership to include this)
- Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
- Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance
If you require additional cover then please contact KBIS directly.
| GROOM | RIDER | EMPLOYER | |
|
When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client. |
|
|
|
| Predominantly ride horses for other people including schooling, exercising and competing. | NO |
YES |
YES |
| Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client. | YES |
NO |
NO |
| Employ staff – have an employers liability policy in your name | NO | NO | YES |
| Buy and sell horses | NO | YES | YES |
The BGA is the national representative body for all
grooms working in the UK or British grooms abroad.
MEMBERS OF:
Your item has been added to the basket
You need to create an account, or login before you can add this item to your basket.