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We Understand you

Working with horses is so much more than a job... We Get It! 

The BGA was created specifically to help and support all grooms, from all disciplines and of all experience levels. Our members range from those just starting their careers right through to those who are representing their country at elite level. 

The team at the BGA are all ex-grooms, so we really do understand that despite the cold, the long days, the cracked hands, and the chilblains, you love what you do...

We understand the highs, the lows and all the bits inbetween because we did it and still do it!

When you join the BGA you're joining thousands of other grooms who get it too and we've created membership designed specifically for grooms just like you. 

Membership is affordable, bespoke and made by grooms for grooms - be part of your professional association. 


Freelance injured groom has BGA insurance
 We get that you might get injured and can't work... BGA insurance membership gives you the best cover and price possible. 

So whether you need discounted personal accident insurance, advice about your employment, want to learn more, or you just want to join the thousands of other grooms just like you, then we are here for you - we get it!



Build your own membership now and belong to the BGA to get these benefits: 

  • Personal accident insurance 
  • Discounted Freelance Groom Liability Insurance 
  • Employment advice 
  • Grooms Minds 
  • CV Creator 










What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.


When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.




Predominantly ride horses for other people including schooling, exercising and competing.   

 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   


Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES