Facebook Tracking
Some functionality of the website is not currently available due to technical difficulties. We're working on fixing the issue.

Grooms Life Article Image

An experience I will never forget

4th August 2021

It's what you only dream of as a child

READ ARTICLE
 
 
Grooms Life Article Image

I can't believe it's over

2nd August 2021

Alan Davies blogs about winning two Olympic medals

READ ARTICLE
 
 
Grooms Life Article Image

I was more nervous than Pumpkin

27th July 2021

Pumpkin has no idea that the whole world has been watching

READ ARTICLE
 
 
Grooms Life Article Image

A rollercoaster of emotions

26th July 2021

Lucy Scudamore on her first Olympics and getting goosebumps

READ ARTICLE
 
 
Grooms Life Article Image

A Mums perspective

20th July 2021

Natalie Gorni shares her perspective on being a Mum to an Olympic groom

READ ARTICLE
 
 
 

 

BLOG ARCHIVE

 

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES