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Grooms Life Article Image

Laura White chats about the Opening Meet

31st October 2019

The Opening Meet for The Duke of Beaufort’s Hounds is always a big day...

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Be prepared to make mistakes

14th October 2019

Treehouse Badminton Grooms Award winner and BGA member Amy Akehurst's full interview

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Finding a job is a bit like shopping for a wedding dress!

26th September 2019

BGA blogger Lucy Fletcher on why she loves her job in a busy equine veterinary practice.

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Elated and deflated at Blenheim

21st September 2019

BGA Executive Director took time to hang out with the grooms at Blenheim Horse Trials. 

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Asking for help is more difficult than it seems.

16th September 2019

Why is there still a stigmma attached to mental health?

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BLOG ARCHIVE

 

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES