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WHY I AM A MEMBER

“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”

Jenny Hooch

BGA Member

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A GROOMS LIFE BLOG
Home /Blog by date/2020/

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I needed to do something that I love

 19th August 2020

Carly O’Brien shares her story on becoming a freelance groom and instructor

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The day that changed my life...

 21st July 2020

 BGA member Frances Harvey went to work last July like it was any other day...

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If I said I've found lockdown easy I'd be lying.

 3rd July 2020

I had never been more excited for an event season to start, this was the year I'd waited for my whole life, and worked so hard for...

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The equestrian sector after COVID-19

 4th June 2020

Executive Director, Lucy Katan, shares her COVID-19 story and thoughts on the future of the equestrian sector after the pandemic...

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Bringing horses back into work

 26th May 2020

An overview of some post lockdown considerations for bringing horses back into work

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BLOG ARCHIVE

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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO
Predominantly ride horses for other people including schooling, exercising and competing.   
NO		  
YES
YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES
NO
NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES