- Join Now
- Login
- Member Zone
- Your Career
- Freelancing
- International Grooms Association
- BGA Training
- Healthy Yard Healthy Horses
- Transporting horses
- Brexit
- Safe workplace
- Student Zone
- Member Discounts
- BG Magazine
- Member services
- My employment
- Am I employed correctly
- Grooms Minds
- Legal Helpline
- BGA guide to the National Minimum Wage
- Training & Careers
- BGA CV Creator
- Horse groom training
- Where to Train
- BGA E Learning
- Career choices
- Change to Racing
- Parents
- Pro Groom School
- Grooms Jobs
- Grooms Life
- About
- News
- Contact
WHY I AM A MEMBER
“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”
Jenny Hooch
BGA Member
WATCH OUR VIDEO
Grooms Insurance
BRONZE MEMBERSHIP
Designed for grooms and students who are looking for a basic level of grooms personal accident insurance. This scale of cover provides a lower level of benefits and does not include cover for Temporary Total Disablement (loss of earnings) - see what it covers
If you earn money and think you require Temporary Total Disablement cover then take a look at our Silver membership.
Insurance needs to be in parents or guardians name if under 18 years old. Only available for UK and NI residents.
BASIC PERSONAL ACCIDENT COVER FOR THOSE LOOKING FOR A POLICY WHICH DOES NOT REQUIRE A LOSS OF EARNINGS BENEFIT.
Insurance details
- KBIS Personal Accident Insurance cover up to £10,000. Terms and conditions apply.
- Download the IPID and Policy Summary
- Chart below shows the details of the cover
- Bronze membership does not include Freelance Groom Liability Insurance cover,
you can purchase this once you are a BGA member if this is required.
Got a question? Look at the frequently asked insurance questions
| Details | Cover |
|---|---|
| Death | £10,000 |
| Permanent Total Loss of Sight of One or Both Eyes | £10,000 |
| Loss of One or More Limbs | £10,000 |
| Permanent Total Loss of Speech | £10,000 |
| Permanent Total Loss of Hearing in One of Both Ears | £10,000 (limited to £4,000 for one ear) |
| Permanent Total Disablement (other than loss of Sight, Speech or Hearing) | £10,000 |
| Temporary Total Disablement* | Not Covered |
| Emergency Dental Expenses (Excess £50) | Up to £1,000 |
| Hospital Benefit (Maximum benefit 30 days) | £25.00 each completed 24 hours |
Download IPID and Policy Summary
Cost
£63.58 per year or
£5.73 per month - please read the rules of Direct Debit payments prior selecting
Sign up includes the option to boost the insurance to cover you whilst riding/competing your own horse at additional cost.
If you are under 18 years old, please complete all the details on the sign up application in your name, but please note you will have to add in a parents/guardians name too.
The BGA is the national representative body for all
grooms working in the UK or British grooms abroad.
MEMBERS OF:
Your item has been added to the basket
You need to create an account, or login before you can add this item to your basket.