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WHY I AM A MEMBER
“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”
Jenny Hooch
BGA Member
- Your Career
- Freelancing
- BGA Training
- Healthy Yard Healthy Horses
- Transporting horses
- Brexit
- Safe workplace
- Student zone
- Member Discounts
- BG Magazine
- International Grooms Association
- BGA CV Creator
- Horse groom training
- Where to Train
- BGA E Learning
- Career choices
- Change to Racing
- First Aid training for grooms
- Parents
WATCH OUR VIDEO
Why Get Insurance from the BGA?
Whether you’re a freelance groom, employed or training, we have several insurance packages to ensure that you get paid even when you can’t work. Plus, when you take out an insurance policy through us you’ll also become a member of the BGA which means you can benefits from all of this!
OUTSTANDING BENEFITS
Continued support | Advice | Peace of mind
UNBEATABLE DISCOUNTS
Equestrian brands | Equipment | Insurance
FREELANCEr TOOLKIT
Legal Advice | Business Support | Business Management
ONLINE TRAINING
Groom Clean | First aid at work | and more...
Get Support. Get Protected!
Join the BGAA UNIQUE MEMBERSHIP FOR WORKING GROOMS
Ever thought about what would happen if you got injured at work? How would you continue working and pay the bills? Here at the British Grooms Associated we’ve put together 3 levels of insurance - in conjunction with KBIS Insurance - that you can get today at a discounted rate, when you JOIN THE BGA.
You can’t always prevent accidents from happening but you can protect yourself for when they do. Choose from a range of policies that include payouts for personal accidents, weekly income protection, hospital benefits and even emergency dental work.
Can you afford not be insured?
Choose Your Level of Cover
Bronze
OUR ENTRY LEVEL COVER!
FOR THOSE LOOKING FOR BASIC PERSONAL ACCIDENT Protection
- Full BGA membership
- Covers up to £10,000
- Hospital benefit
- Emergency dental expenses
MORE INFO
SILVER
Our Most popular membership!
grooms personal accident
insurance & a weekly income
- Full BGA membership
- Covers up to £15,000
- Total Temporary Disablement up to £250 per week
- Hospital benefit
- Emergency dental expenses
MORE INFO
Platinum
OUR HIGHEST LEVEL OF COVER!
INCREASED WEEKLY INCOME FOR HIGHER EARNING GROOMS.
- Full BGA membership
- Covers up to £20,000
- Total Temporary Disablement up to £350 per week
- Hospital benefit
- Emergency dental expenses
MORE INFO
What our members say
"I am a BGA Silver member. I had a serious accident at work, and due to a broken pelvis I was unable to work for 6 months! I was so relieved that I had personal accident insurance, as it helped me financially through a difficult time. All grooms employed, or freelancers, really should protect themselves - accidents do happen. Join the BGA today!"
Emma Brodie
What the personal accident policy covers you for:
- Whilst at work
- All stable duties – mucking out, grooming, washing off, turning out
- Clipping
- Riding – including hacking and jumping
- Hunting
- Lunging
- Breaking in
- Holding horse for a vet and other procedures
- Travelling horses both in the UK and abroad
- Competing in line with your job including: jumping, dressage, eventing
- Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor
What the personal accident policy doesn’t cover you for:
- Riding in a race, point to point or team chase
- Stunt Riding
- Accidents occurring whilst travelling to and from work
- Riding and competing your own horse (but you can upgrade when applying for membership to include this)
- Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
- Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance
If you require additional cover then please contact KBIS directly.
| GROOM | RIDER | EMPLOYER | |
|
When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client. |
|
|
|
| Predominantly ride horses for other people including schooling, exercising and competing. | NO |
YES |
YES |
| Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client. | YES |
NO |
NO |
| Employ staff – have an employers liability policy in your name | NO | NO | YES |
| Buy and sell horses | NO | YES | YES |
The BGA is the national representative body for all
grooms working in the UK or British grooms abroad.
MEMBERS OF:
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