WHY I AM A MEMBER

“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”

Jenny Hooch

BGA Member

BECOME A MEMBER

FROM ONLY £22.50

PER
YEAR

Get Discounted

Insurance When you

Join the BGA. 

Join the BGA

Why Get Insurance from the BGA?

Whether you’re a freelance groom, employed or training, we have several insurance packages to ensure that you get paid even when you can’t work. Plus, when you take out an insurance policy through us you’ll also become a member of the BGA which means you can benefits from all of this!

Get Support. Get Protected!

Join the BGA

A UNIQUE MEMBERSHIP FOR WORKING GROOMS

Ever thought about what would happen if you got injured at work? How would you continue working and pay the bills? Here at the British Grooms Associated we’ve put together 3 levels of insurance - in conjunction with KBIS Insurance -  that you can get today at a discounted rate, when you JOIN THE BGA.

You can’t always prevent accidents from happening but you can protect yourself for when they do. Choose from a range of policies that include payouts for personal accidents, weekly income protection, hospital benefits and even emergency dental work.

Can you afford not be insured?

Already a BGA Member?

Renew Membership

Protect Yourself Now

Join the BGA
 

Choose Your Level of Cover

Bronze

OUR ENTRY LEVEL COVER!

FOR THOSE LOOKING FOR BASIC PERSONAL ACCIDENT Protection 

  • Full BGA membership
  • Covers up to £10,000
  • Hospital benefit
  • Emergency dental expenses
MORE INFO

Get now for
£5.45 per month

SILVER

Our Most popular membership!

grooms personal accident
insurance & a weekly income

  • Full BGA membership
  • Covers up to £15,000
  • Total Temporary Disablement up to £250 per week
  • Hospital benefit
  • Emergency dental expenses
MORE INFO

Get now for
£11.79 per month

Platinum

OUR HIGHEST LEVEL OF COVER!

INCREASED WEEKLY INCOME FOR HIGHER EARNING GROOMS.

  • Full BGA membership
  • Covers up to £20,000
  • Total Temporary Disablement up to £350 per week
  • Hospital benefit
  • Emergency dental expenses
MORE INFO

Get now for
£17.08 per Month

 

What our members say

"I am a BGA Silver member. I had a serious accident at work, and due to a broken pelvis I was unable to work for 6 months! I was so relieved that I had personal accident insurance, as it helped me financially through a difficult time. All grooms employed, or freelancers, really should protect themselves - accidents do happen. Join the BGA today!"

Emma Brodie

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES
 
OUR PARTNERS

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