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Cost of living crisis

21st June 2022

We discuss the cost-of-living crisis and the impact this is having on the equestrian community. 

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Summer Tips

16th June 2022

We all take great care of the horses within our care, but do we pay just as much attention to ourselves?

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BGA Pledge to improve equality, diversity and inclusion.

9th June 2022

British Grooms Association pledge to improve equality, diversity and inclusion in the equestrian community.

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Groom of the Month

1st June 2022

Our first Equitop® Groom of the Month award goes to Polly Holbrook who has been recognised for her dedication, skill, reliability and efficiency. Polly is home groom to Laura Collett, winner of Badminton Horse Trials 2022.

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Groom like a Champion

24th May 2022

We speak with Louise Craigolly, Head Groom to Jayne Ross, 5 time RIHS Supreme Champion and 7 time HOYS Supreme Champion!

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BLOG ARCHIVE

 

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES