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New Travel Insurance Partners

The BGA are delighted to have partnered with Travel Insurance Specialists, PJ Hayman & Company, to offer affordable and suitable working travel insurance cover for both grooms and riders.

Adventures Travel Insurance is suitable for all situations that would require a groom or rider to travel abroad with work, ranging from being on a British Team for just two weeks, to working abroad for a sustained period of time, or even as a one off trip.

Andrew Williams from PJ Hayman & Company says, “P J Hayman & Company are delighted to be working with the BGA, providing their members (grooms & riders) who travel abroad with their job an exclusive 10% OFF Adventures Travel Insurance. We look forward to a long relationship with the BGA and their members.”

Why is this important?
If you already have holiday travel insurance you may find this will not cover you whilst working abroad. Credit card accident cover, home insurance, EHIC or private health cover is also often not sufficient for the cover you may need, therefore it is important to check this carefully before travelling.

We all know that working with horses carries with it the potential for injuries. Medical care outside the UK can be extremely expensive so you need to ask yourself – can you afford to be without adequate insurance should you get injured or become seriously unwell.

Adventure Travel Insurance are now offering members affordable and appropriate single and multi-trip travel insurance, designed with our members in mind, and what’s more are offering 10% off.

To find out more about the BGA Travel Insurance packages for grooms and riders click here:



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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES