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News
Home /News/Bga speak at be good business day

BGA Speak at 'BE' Good Business Day

On Thursday 23rd February the BGA were delighted to attended the BE Good Business Day to help educate employers on the challenges of employing staff in the equine environment.

Although the day had been organised by BE, there was a mixture of up and coming riders and employers in the eventing, dressage and showjumping sectors.

Executive Director, Lucy Katan, said, "I was impressed with the positive approach from the delegates, and the interest in how the BGA could assist with employing their staff within the law. At the BGA we are here to help both employers and employees work together. Days like these are so important to aid education within our industry."

The talk included information about NMW, contracts, the importance of grooms personal accident insurance and, very topically, how to avoid the HMRC knocking on the door.

If you are an employer looking for help, click here for access to our Employers Zone, a handy toolkit to help you employ your team within the parameters of the law. 

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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO
Predominantly ride horses for other people including schooling, exercising and competing.   
NO		  
YES
YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES
NO
NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES