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News
Home /News/Grooms urged to be insured for sunshine tour

GROOMS URGED TO BE INSURED FOR SUNSHINE TOUR

10th December 2014
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As the British winter takes its hold over the past couple of weeks, many grooms and riders will be putting the final touches to their preparations for travelling to to Spain for the Spanish Sunshine Tour.

Based in Jerez de la Fonterra, this annual event has become part of British dressage riders and show jumpers circuit.

Freelance groom, Jane Harvey, explained more, "The grooms that travel out get to enjoy 3-4 weeks in the warm sunshine and of course the horses love the warmth too! It is a great thing to do and there is a lot of fun and team camaraderie".

Previously travel insurance was one preparation that was ignored annually due to horrendously high costs. However the BGA have recently introduced a bespoke and affordable travel insurance for both grooms and riders and now it is utterly recommended that all grooms travelling to Jerez in February consider insuring themselves.

Travel insurance is a must for any holiday and so why wouldn’t you insure yourself when working abroad with unpredictable four legged animals! BGA Travel Insurance is available for just £41.76 for an annual European policy, a bit of a no brainer for any travelling groom.



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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO
Predominantly ride horses for other people including schooling, exercising and competing.   
NO		  
YES
YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES
NO
NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES