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NMW Increase

1st April 2017
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As of 1st April 2017 the new UK National Minimum Wage (NMW) rates are:

Apprentice: Was £3.40, rising to £3.50
Under 18: Was £4.00, rising to £4.05
18-20: Was £5.55, rising to £5.60
21-15 (Adult rate): Was £6.95, rising to £7.05
Over 25 (National Living Wage): was £7.20, rising to £7.50

From 1st April onwards your wages must be adjusted accordingly. There will be no further increase in NMW until April 2018.

What is the difference between the National Minimum Wage and the National Living Wage?

• The National Minimum Wage (NMW) is the minimum pay per hour most workers aged under 25 are entitled to. The exact hourly rate payable depends on the worker’s age and whether they are an apprentice. 

• The National Living Wage was first introduced last April 2016. It only applies to employees who are aged 25 and over. On 1st April 2017 it rises from £7.20 to £7.50 per hour.

For more information click here, or if you are an employer and need help here click here.

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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES