Facebook Tracking
Some functionality of the website is not currently available due to technical difficulties. We're working on fixing the issue.

My Account

My Tools

Login

Become a BGA member
Join now Member Zone Member services Training & careers Grooms Jobs Grooms Life About News Contact

WHY I AM A MEMBER

“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”

Jenny Hooch

BGA Member

BECOME A MEMBER

FROM ONLY £25.50

PER
YEAR

Join Now

GROOMS JOB BOARD

Experienced Groom for Eventing & Hunting Yard

North Yorkshire
Sector Eventing
View Job
Search all the latest grooms jobs

    WATCH OUR VIDEO

    WATCH OUR VIDEO

News
Home /News/Are you insured when you are abroad

ARE YOU INSURED WHEN YOU ARE ABROAD?

29th October 2014
News Article Image

Do you travel abroad with your job? Are you grooming or riding abroad? Have you considered what would happen if the unthinkable happened and you or a member of your team got seriously injured?

The BGA is running a short survey to discover the real truth behind how many riders and grooms travel abroad without appropriate travel insurance cover. Please help us out by letting us know your views and to help us to tackle this important issue :

www.surveymonkey.com/s/BGAtravelinsurance 



NEWS ARCHIVE

More...
Back to news home

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO
Predominantly ride horses for other people including schooling, exercising and competing.   
NO		  
YES
YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES
NO
NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES