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GROOMS TRAVEL INSURANCE

Do you travel abroad with your work as a groom? Have you considered what would happen if you got injured and ended up in hospital, or worse case scenario had to be transported home? 

 
The scary fact is that this situation can quickly become a reality and healthcare abroad can cost thousands of pounds. 

The BGA is delighted to announce the launch of a new grooms travel insurance available for all members. With rates that quite simply are affordable and a policy that will cover you for all activities you perform as a groom, the BGA Travel Insurance is paving the way for all grooms working abroad.  

Travel insurance that covers you for medical expenses and repatriation is considered normal when you travel abroad on any form of adventure trip eg. skiing. So why would you travel around the world doing a hazardous job without any protection? 

We are relieved that we have found insurance providers Harrison Beaumont, who specialise in this type of insurance. The prices are so affordable - an annual world wide policy is just £73! We urge all grooms who work abroad to never travel without insurance again. Its simply not worth the risk.

Click here to learn more 


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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES