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National Minimum Wage Rise 2020

1st April 2020
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As of today, 1st April 2020, the National Living Wage has risen by 6.2%, four times the rate of inflation amid the coronavirus crisis.

The National Minimum Wage (NMW) is the minimum pay per hour that most employees are entitled to by law. The increase was announced in December 2019, ahead of the new financial year.

 
As of today the new rates are:

25 and over: £8.72 (up from £8.21)
21 to 24: £8.20 (up from £7.70)
18 to 20: £6.45 (up from 6.15)
Under 18: £4.55 (up from £4.35)
Apprentice: £4.15 (up from £3.90)


This rise will result in an annual pay rise of £1,326 for a groom aged over 25 years old, based on them working a 50 hour week.

 

Furloughed employees

There has been a lot of debate this week about what might happen if furloughing employees brings their pay under the NMW. The government has simplified matters by stating that furloughed employees can be paid the lower of 80% of salary or £2,500, even if it brings them below the NMW.

For more information on coronavirus go to bga.org.uk/coronavirus.

Go to the BGA's Guide to the National Minimum Wage.

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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES