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NMW increases on 1 October

The National Minimum Wage (NMW) will increase on 1st October 2016. Are you ready?

The National Minimum Wage (NMW) is the minimum pay per hour most workers are entitled to by law. The rate will depend on a worker's age and if they are an apprentice.

The National Living Wage was introduced on 1 April 2016 for all working people aged 25 and over, and is set at £7.20 per hour. 

Some key points are: 

  1. Most workers over school leaving age will be entitled to receive the NMW.
  2. The NMW /NLW rate is reviewed annually by the Low Pay Commission.
  3. HM Revenue & Customs (HRMC) can take employers to court for not paying the NMW/NLW.
  4. There are a number of exemptions to those who receive the NMW/NLW. These do not relate to the size of the business, sector, job or region.
  5. The compulsory National Living Wage is the national rate set for people aged 25 and over.

From 1st October 2016 the new rates will be:

£6.95 per hour - 21-24 yrs old
£5.55 per hour 18 - 20 yrs old
£4 per hour - 16-17 yrs old
£3.40 for apprentices under 19 or 19 or over who are in the first year of apprenticeship.

The rate will then change every April starting April 2017.

 



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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES