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Grooms Life Article Image

Suffering from stress or anxiety?

16th May 2018

As a keen equestrian, and 20 years as a National Hunt yard racing secretary, Joline truly understands the challengs of being a groom and shares her thoughts.

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Are you hacking out safely?

3rd May 2018

By Kate Harley.
Hacking out safely and what you need to know...

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Grooms Life Article Image

Money Matters and Talking to your Boss

9th April 2018

By Kate Harley.
Money and having 'those' conversations...

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Is Grooming Really a Career?

7th March 2018

By Kate Harley
Is grooming really a career or just a job?

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Why You Should Groom Clean

16th February 2018

By Kate Harley
Dope testing and why its a pretty hot topic... 

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BLOG ARCHIVE

 

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES