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Planning For the Season Ahead

24th January 2018

By Kate Harley
Kick start the year off with a blog about planning and preparing for the year ahead.

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Preventing and Dealing with Colic

5th December 2017

Hey guys, so I thought I would do this months blog on colic as my miniature Shetland (Mr Smarty Pants) decided to... 

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CARING FOR THE COMPETITION HORSES LEGS - NOVEMBER 2017

1st November 2017

There’s the age old saying ‘no foot no horse’ which is very true, I also think this is true for legs. If you really think about how fragile the horses legs are and the stresses we put them under its really quite scary, so its our job to do everything we can to help prevent injury, wear and tear on the limbs.

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PREPARING FOR WINTER - OCTOBER 2017

1st October 2017

It’s getting to that time of year again! I don’t know about you guys but I’ve spent the past few weeks either freezing cold or boiling hot, I can’t seem to figure out what to wear, or get my layers right.

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IS THE INDUSTRY TOUGHER OR GROOMS LAZIER?

1st September 2017

So often these days you hear of employers looking for grooms, and saying there are no ‘good grooms’ anymore, or that a ‘good groom’ is hard to find, or that grooms are getting lazier.

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BLOG ARCHIVE

 

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES