Facebook Tracking
Some functionality of the website is not currently available due to technical difficulties. We're working on fixing the issue.
A GROOMS LIFE BLOG

Article Image

Carl Hester speaks of changing the culture

21st November 2022

As part of Equestrian Employers Good Employment Week, the BGA caught up with Carl Hester to ask a few questions surrounding good employment and changing the culture.

READ ARTICLE
 
 
Article Image

Introduce a Friend Week

31st October 2022

Help us to double the size of YOUR association, get involved with our Introduce a Friend week and you could be in with a chance of winning a package of goodies.

READ ARTICLE
 
 
Article Image

BEWARE the Seasonal Risk

27th October 2022

BEVA is urging owners to keep their horses safe from the seasonal risks of grazing around oak and sycamore trees, following a spate of veterinary cases needing urgent treatment after the ingestion of toxic seeds.

READ ARTICLE
 
 
Article Image

How To Become A Freelance Groom

7th September 2022

Talking about the reality of being self-employed, check out the pros and cons before you start your freelancing journey. 

READ ARTICLE
 
 
Article Image

A New Benchmark For Grooms

18th August 2022

Read how the IGA helped to set a new benchmark for grooms at the FEI World Championships at Herning.

READ ARTICLE
 
 
 

BLOG ARCHIVE

 
BACK TO Blog HOME
 
 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES