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WHY I AM A MEMBER

“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”

Jenny Hooch

BGA Member

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A GROOMS LIFE BLOG
Home /Blog date page

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Two employers on NMW underpayment list

 13th November 2025

Two more equestrian employers have been named on the latest National Minimum Wage underpayment list.

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FEI approve IGA rule change proposal

 10th November 2025

A rule change proposal put forward jointly with the FEI Grooms Consultative Group has been accepted within the General Regulations.

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Recruitment of NED Financial Director

 6th November 2025

An exciting opportunity to join the BGA and EEA Board 

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Horses Deliver £1.2 Billion in Social Value

 8th October 2025

Equestrian centres do more than teach riding skills, they are creating a measurable impact on national wellbeing.

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Celebrating Grooms at the European Championships 

 24th September 2025

The 2025 FEI European Championships at Blenheim Palace were not only a showcase of world-class sport, but also a brilliant celebration of the grooms who make it all possible. 

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NEWS ARCHIVE

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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO
Predominantly ride horses for other people including schooling, exercising and competing.   
NO		  
YES
YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES
NO
NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES