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“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”

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Dressage Groom

West Midlands
Sector Dressage
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A GROOMS LIFE BLOG
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ARE YOU INSURED WHEN YOU ARE ABROAD?

 29th October 2014

Do you travel abroad with your job? Are you grooming or riding abroad? Have you considered what would happen if the unthinkable happened and you or a member of your team got seriously injured?

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MINIMUM WAGE INCREASES 1ST OCTOBER

 22nd September 2014

The National Minimum Wage increases on 1st October 2014.

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BGA MAKES INSURANCE AFFORDABLE

 18th September 2014

The BGA is delighted to announce its new partnership with KBIS British Equestrian Insurance (KBIS) which will enable the introduction of the long awaited monthly payment for Personal Accident Insurance.

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GROOMS TRAVEL INSURANCE

 16th September 2014

Do you travel abroad with your work as a groom? Have you considered what would happen if you got injured and ended up in hospital, or worse case scenario had to be transported home? 

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LAUNCH OF EMPLOYERS ZONE

 12th September 2014

The British Grooms Association (BGA) has proudly launched the Equine Employer’s Zone, the first ever online dedicated guide to employing staff in the equestrian industry. In addition it has further improved its commitment to offer support and engagement with employers by recruiting Tim Lord, proprietor of Berkshire Riding School, to the Board of Directors as the Employer’s Representative.

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NEWS ARCHIVE

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What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO
Predominantly ride horses for other people including schooling, exercising and competing.   
NO		  
YES
YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES
NO
NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES