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WHY I AM A MEMBER
“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”
Jenny Hooch
BGA Member
- Your Career
- Freelancing
- BGA Training
- Healthy Yard Healthy Horses
- Transporting horses
- Brexit
- Safe workplace
- Student zone
- Member Discounts
- BG Magazine
- International Grooms Association
- BGA CV Creator
- Horse groom training
- Where to Train
- BGA E Learning
- Career choices
- Change to Racing
- First Aid training for grooms
- Parents
GROOMS JOB BOARD
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Grooms Insurance
SILVER MEMBERSHIP
Our most popular BGA membership choice, for freelance grooms and employed grooms, as this personal accident insurance includes Temporary Total Disablement (TTD) - see what it covers
The TTD cover has been designed for those earning up to £385 per week as the maximum payment under this section is up to £250, or 65% of your gross weekly earnings. However Silver membership can still be suitable for higher earners who wish to have some level of cover in place but do not want to pay the higher membership fee of Platinum cover.
It is important you can prove your earnings in the case of a claim.
If you are looking for higher benefits and/or earn a higher weekly income then our Platinum Membership might be more suitable.
Unsure about Temporary Total Disablement? Find out more about this benefit
The payment must be made by someone over the age of 18, for example a parent or guardian, if you are under 18 years old. Only available for UK residents.
Insurance details
- KBIS Personal Accident Insurance cover up to £15,000. Terms and conditions apply.
- Download the IPID and Policy Summary
- Chart below shows the details of the cover
- Silver membership does not include Freelance Groom Liability Insurance cover,
you can purchase this once you are a BGA member if it is required.
Got a question? Look at the frequently asked insurance questions
| Details | Cover |
|---|---|
| Death | £15,000 |
| Permanent Total Loss of Sight of One or Both Eyes | £15,000 |
| Loss of One or More Limbs | £15,000 |
| Permanent Total Loss of Speech | £15,000 |
| Permanent Total Loss of Hearing in One of Both Ears | £15,000 (limited to £6,000 for one ear) |
|
Permanent Total Disablement (other than loss of Sight, Speech or Hearing) |
£15,000 |
|
Temporary Total Disablement** |
Up to £250 per week |
| Emergency Dental Expenses (Excess £50) | Up to £1,000 |
| Hospital Benefit (Maximum benefit 30 days) | £30.00 each completed 24 hours |
Download IPID and Policy Summary
Cost
£135.03 per year or
£12.18 per month - please read the rules of Direct Debit payments prior selecting
Sign up includes the option to boost the insurance to cover you whilst riding/competing your own horse at additional cost.
The BGA is the national representative body for all
grooms working in the UK or British grooms abroad.
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