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Grooms Life Article Image

Are you First generation horsey?

19th August 2023

Olivia Hayes shares how you don't need to come from a horsey background to find success in the industry.

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Grooms Life Article Image

Preventing heat stroke in humans

16th August 2023

Heat stroke can be life threatening, tips look after yourself in heatwave conditions.

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Grooms Life Article Image

#Supergroom for the FEI Para Dressage European Championships

15th August 2023

Liz Geldard speaks of life as a #supergroom.

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Grooms Life Article Image

Dealing with bleeds

3rd August 2023

Watching an accident and seeing blood can be scary, Medi-K tells us how to deal with bleeds.

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Grooms Life Article Image

Are you thinking about going Freelance?

1st August 2023

Have you fancied giving freelancing a try? Read how a summer of freelancing turned into a full-time career.

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BLOG ARCHIVE

 

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES