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Grooms Life Article Image

Bill Levett - A Dad's Perspective

10th October 2023

Bill Levett talks about Joshua's time at the Junior Eventing Europeans in Montelibretti in September 2023.

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Tina Cook - A mum's view

9th October 2023

Tina Cook, International event rider, talks about what it's like to be mum to a Team GB junior rider.

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Changing your career to support your mental health

9th October 2023

Freelance groom, Cheryl Richards, shares how she changed her career to boost her mental health.

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Why you should charge more to clip dirty horses

15th September 2023

It's time to remind clients why a clean horses is needed.

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Riesenbeck journey

11th September 2023

From the pre training camp through to winning medals, #supergroom Beth Revill shares her Riesenbeck journey.

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BLOG ARCHIVE

 

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES