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Grooms Life Article Image

Supergroom to the WINNER of Badminton Horse Trials 2022

30th April 2023

Looking back to last year's Badminton Horse Trials we revisit this feature with Tilly Hughes, supergroom to the 2022 winner Laura Collett. 

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Accidents don't just happen while handling horses

19th April 2023

"The doctors said my injuries was like I had been hit by a car at 30mph" 

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Off to Kentucky

19th April 2023

SJ Tetlow, groom to British rider Kirsty Chabert, talks to the BGA about traveling to America for the upcoming 2023 Land Rover Kentucky Three-Day Event.

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#HorsesForAll - Response Report Released

6th April 2023

British Equestrian, together with it's 19 member bodies, including the BGA, are committed to making equestrianism an activity that's inclusive and open to all.

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GROOMS WISE UP

4th April 2023

BGA Executive Director, Lucy Katan, talks about the importance of being paid correctly and being employed legally

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BLOG ARCHIVE

 

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES