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NMW Rise

31st March 2023

The NMW wage rises on 1st April, check your hourly rate and other issues that have an impact on your wages.

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Staying away

14th March 2023

As the season is getting started many of our members are about to stay away for the first time, so here are our thoughts on things to consider and key preparation tips. 

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A career for a lifetime

10th March 2023

To celebrate National Careers Week, we caught up with long term BGA member, Kay Sparrow, to discuss her varied experience over the years, to highlight how being a groom can provide career opportunities for a lifetime.

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Lily joined us just in time

27th February 2023

We caught up with Lily to hear her story of an unexpected accident. 

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Why you should wear Hi-Vis all year

24th February 2023

High visibility (or Hi-Vis) gear should be an essential part of any groom’s kit – no matter the time of year.

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BLOG ARCHIVE

 

 

 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES