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British Grooms Association Members Riding Horses

NEWS

BGA Partner with Eqclusive

30th September 2020

BGA are delighted to announce a new partnership with Eqclusive

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BGA urges grooms to check that their employers have liability insurance

28th September 2020

The BGA urges all grooms to check that their employers have liability insurance

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Godolphin Stud & Stable Staff Awards 'more important than ever'

21st September 2020

Nominations are now open for 2021

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Racing With Pride: Official LGBT+ network launched

7th September 2020

LGBT+ network launched to increase support, awareness and engagement

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Driving Forwards in a Time of Change

17th July 2020

New HR Director, Charlotte De Metz, joins BGA/EEA Board

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NEWS ARCHIVE

More...
 

 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES