Discounted Insurance 

If you work with horses it is recommended that you have a personal accident insurance cover in place. When things go wrong, you need insurance that goes right. 

The BGA has teamed up with KBIS Insurance to offer bespoke personal accident policies which have been designed specifically for grooms, and all at a discounted rate. 

Freelance grooms may require a public liability policy, which would cover you if you were found liable for third party property damage or bodily injury. For example a horse you are in charge of gets loose on the roads and causes a car accident, causing both property damage to the car and injury to the driver.

If you are travelling abroad with your work travel insurance is a must for both medical expenses and repatriation. 

What are the Key Benefits? 

• Discounted bespoke personal accident insurance under the Bronze, Silver and Platinum membership options. 
• The Silver or Platinum levels both include Temporary Total Disablement, which covers against loss of income should you be injured and unable to work.
• Access to the members only rate Freelance Groom Liability Insurance from KBIS. 
• Travel Insurance for grooms working abroad, available at highly discounted rates for members through PJ Hayman Insurance Services. 

 BECOME A BGA MEMBER