Some functionality of the website is not currently available due to technical difficulties. We're working on fixing the issue.
NEWS

Free First Aid E-learning Course Launched

17th May 2018

'Certificate in First Aid Essentials' now available online

READ ARTICLE
 
 

BGA Launch Groom's Minds Support Line

14th May 2018

BGA Launch Free Groom's Minds Support Line

READ ARTICLE
 
 

Are you worming correctly?

3rd May 2018

Survey reveals horse owners are still struggling with worm control

READ ARTICLE
 
 

Financial Director opportunity

24th April 2018

Do you have financial experience and would like to shape the future of the most vibrant equestrian membership organisation?

READ ARTICLE
 
 

Groom Wins Employee of Year at HorseScotland Awards

25th March 2018

Lynne Cree wins Employee of the Year at the National Equestrian Awards 2018

READ ARTICLE
 
 
 

NEWS ARCHIVE

More...

Back to news home

 
 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES