Some functionality of the website is not currently available due to technical difficulties. We're working on fixing the issue.
NEWS

BGA launches branded Magic Brushes

23rd March 2018

BGA team up with MagicBrush to launch the limited edition MagicBrush Set.

READ ARTICLE
 
 

Support on NMW regulations from the BGA and EEA

22nd March 2018

Is your employer ready for 1st April and the NMW increase?

READ ARTICLE
 
 

Horses involved in one incident a day on Britain's roads

14th March 2018

BHS reveals that on average one incident a day happens on UK roads.

READ ARTICLE
 
 

Grooms Minds Plan

12th March 2018

The BGA attended a meeting hosted by the British Horse Racing Authority and the charity Mind about the mental well being of those that work with horses.

READ ARTICLE
 
 

BGA Receives Industry Recognition

8th March 2018

The BGA crowned finalist of the prestigious Sir Colin Spedding Award 2018

READ ARTICLE
 
 
 

NEWS ARCHIVE

More...

Back to news home

 
 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES