Some functionality of the website is not currently available due to technical difficulties. We're working on fixing the issue.
NEWS

careersinracing launch digital career map

7th March 2018

What's your ideal job? Careersinracing launch digital career map 

READ ARTICLE
 
 

Jumping into the season with style

6th March 2018

Renwick & Sons announce their first Rider Ambassador

READ ARTICLE
 
 

BGA member nominated for HorseScotland Award

24th February 2018

BGA member Daniel Dowie nominated for HorseScotland Employee of the Year Award...

READ ARTICLE
 
 

Jessica McLernon crowned employee of the year

20th February 2018

Jessica McLernon wins £40,000 as she is crowned employee of the year at 2018 Godolphin Stud and Stable Staff Awards

READ ARTICLE
 
 

Alan Davies to Open Eqclusive Showroom

16th February 2018

BGA Ambassador to open Eqclusive new showroom

READ ARTICLE
 
 
 

NEWS ARCHIVE

More...

Back to news home

 
 

What the personal accident policy covers you for:

  • Whilst at work
  • All stable duties – mucking out, grooming, washing off, turning out
  • Clipping
  • Riding – including hacking and jumping
  • Hunting
  • Lunging
  • Breaking in
  • Holding horse for a vet and other procedures
  • Travelling horses both in the UK and abroad
  • Competing in line with your job including: jumping, dressage, eventing
  • Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor

What the personal accident policy doesn’t cover you for:

  • Riding in a race, point to point or team chase
  • Stunt Riding
  • Accidents occurring whilst travelling to and from work
  • Riding and competing your own horse (but you can upgrade when applying for membership to include this)
  • Public Liability – this is a separate insurance policy - the Freelance Groom Liability Insurance
  • Care Custody and Control – this is a separate policy - the Freelance Groom Liability Insurance

If you require additional cover then please contact KBIS directly.

   GROOM  RIDER  EMPLOYER

When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.

 
YES

 
NO

 
NO

Predominantly ride horses for other people including schooling, exercising and competing.   
NO
 
YES

YES
 Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.   
YES

NO

NO
Employ staff – have an employers liability policy in your name NO NO YES
Buy and sell horses NO YES YES