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WHY I AM A MEMBER
“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”
Jenny Hooch
BGA Member
- Your Career
- Freelancing
- BGA Training
- Healthy Yard Healthy Horses
- Transporting horses
- Brexit
- Safe workplace
- Student zone
- Member Discounts
- BG Magazine
- International Grooms Association
- BGA CV Creator
- Horse groom training
- Where to Train
- BGA E Learning
- Career choices
- Change to Racing
- First Aid training for grooms
- Parents
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Grooms Insurance
platinum MEMBERSHIP
Our Platinum membership offers the highest limits of personal accident cover available, for freelance grooms insurance and employed grooms insurance, including cover for Temporary Total Disablement (TTD) - see what it covers.
The TTD cover has been designed for those earning £386 per week or more, as the maximum payment under this section is up to £350, or 65% of your gross weekly earnings. Please note therefore that for those earning more than £538 the maximum benefit you will receive will be £350.
However Platinum membership can still be suitable for lower earners who are looking to have a higher level of capital benefits in place. If you are looking for lower benefits then our Silver Membership might be more suitable.
Suitable for all working grooms, it makes no difference if you are freelance or employed.
Unsure about Temporary Total Disablement? Find out more about this benefit
The payment must be made by someone over the age of 18, for example a parent or guardian, if you are under 18 years old. Only available for UK residents.Insurance details
- KBIS Personal Accident Insurance cover up to £20,000. Terms and conditions apply.
- Download the IPID and Policy Summary
- Chart below shows the details of the cover
- Platinum membership does not include Freelance Groom Liability Insurance cover,
you can purchase this once you are a BGA member if it is required.
Got a question? Look at the frequently asked insurance questions
| Details | Cover |
|---|---|
| Death | £20,000 |
| Permanent Total Loss of Sight of One or Both Eyes | £20,000 |
| Loss of One or More Limbs | £20,000 |
| Permanent Total Loss of Speech | £20,000 |
| Permanent Total Loss of Hearing in One of Both Ears | £20,000 (limited to £6,000 for one ear) |
| Permanent Total Disablement (other than loss of Sight, Speech or Hearing) | £20,000 |
|
Temporary Total Disablement** |
Up to £350 per week |
| Emergency Dental Expenses (Excess £50) | Up to £1,000 |
| Hospital Benefit (Maximum benefit 30 days) | £50.00 each completed 24 hours |
Download IPID and Policy Summary
Cost
£192.73 per year or
£17.38 per month - please read the rules of Direct Debit payments prior selecting
Sign up includes the option to boost the insurance to cover you whilst riding/competing your own horse at additional cost.
The BGA is the national representative body for all
grooms working in the UK or British grooms abroad.
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